Your Bank Wasn't Built For Your Practice. Vellis Is.
Cosmetic surgery practices face account freezes, payment restrictions and banking friction that generic providers aren't equipped to handle. Vellis provides payment processing and business banking directly — built for high-value surgical procedures, patient financing and cross-border cosmetic tourism.
No intermediaries. You work directly with Vellis.
A high-value, fast-growing sector that mainstream financial providers consistently misclassify.
Yet most payment processors still classify cosmetic surgical practices as high-risk without understanding their clinical and regulatory profile.
Your payment infrastructure needs to scale with one of the fastest-growing private healthcare sectors.
A sector this commercially significant deserves financial infrastructure built for it.
The Real Problem
Cosmetic surgery practices operate at the intersection of private healthcare, high-value elective procedures and medical tourism — a space that traditional banks and payment processors have never been designed to serve well. Here's what that costs you.
Your payment processor flags or closes your account — without warning.
Cosmetic surgery is one of the most routinely restricted healthcare categories in payment processing. Whether you perform rhinoplasty, liposuction, breast augmentation or facial procedures, automated risk systems treat your practice with the same blanket logic applied to every healthcare business — regardless of your regulatory standing, clinical credentials or patient safety record. Accounts get flagged. Revenue stops. And you're left managing a payment crisis instead of managing your surgical schedule.
Collecting surgical deposits and procedure pre-payments creates unexpected risk.
Cosmetic surgery involves significant patient financial commitment. Surgical deposits, full pre-payment for procedures and staged payment plans are standard practice — but with mainstream providers, these collection methods expose you to dispute risk. A dissatisfied patient, a schedule change or a complication becomes a chargeback dispute that threatens your entire processing account.
Patient financing and instalment plans aren't supported by generic billing infrastructure.
Cosmetic surgery procedures often involve significant costs that patients want to spread over time. Payment plans, phased billing and financing arrangements are commercially essential in this sector — but standard billing infrastructure wasn't built for high-value, multi-instalment medical payment plans. You end up managing patient finance manually, creating administrative overhead that compounds with every new patient.
Medical tourism and international patients create multi-currency complexity.
Cosmetic surgery attracts international patients — patients travelling from abroad for procedures that are less expensive, more specialised or simply unavailable in their home market. Without the right payment infrastructure, international patient revenue carries hidden FX costs, settlement delays and checkout friction that undermines the premium experience you've built.
What Vellis Provides
Direct payment processing and business banking — built and operated by Vellis for the clinical profile, patient payment needs and international ambitions of cosmetic surgery practices.
Payment processing
Stable, clinical-aware processing
Accept payments for cosmetic procedures online and in-person, without account flags driven by your surgical categories.
Surgical deposit and pre-payment collection
Secure procedure payments without creating chargeback exposure.
Patient instalment and financing billing
Manage phased procedure payments and post-surgery payment plans without manual administration.
Multi-currency checkout
Serve international patients in their currency with live market rates and no hidden conversion margins.
Chargeback & fraud monitoring
Calibrated to cosmetic surgery transaction profiles, not a generic retail risk model.
Business banking
Accounts built for cosmetic surgery revenue models
High-value, procedure-based transaction profiles assessed by people who understand your sector.
Multi-entity structuring
For cosmetic surgery groups operating across several locations or countries.Fast onboarding — no months-long compliance reviews that treat your regulated practice like an unknown risk.
Fast onboarding
No months-long compliance reviews that treat your regulated practice like an unknown risk.
EMI & fintech-backed accounts
Access to Vellis-operated solutions beyond what traditional banks offer.
Dedicated sector expertise
Supported by people who understand cosmetic surgery practice operations.
Pain Point to Outcome
What changes when your financial infrastructure actually fits your business.
Your current pain point
Account flagged because of surgical categories
Procedure deposits creating chargeback exposure
Patient instalment plans managed manually
International patient friction and FX costs
Banking gridlock when expanding locations
High-value procedures treated as suspicious transactions
What you get with Vellis
Infrastructure built for cosmetic surgery operations — fewer flags, faster resolution.
Surgical pre-payment collection that protects revenue without dispute risk.
Phased billing infrastructure that works reliably — less admin, more revenue.
Multi-currency checkout with live rates and no hidden conversion margins.
Multi-jurisdiction account setup, fast-tracked through Vellis directly.
Risk assessment by people who understand your clinical and commercial profile.
Why Vellis
Built for high-value, regulated and internationally active healthcare businesses — with the track record to prove it.
Companies operating directly on Vellis infrastructure.
Industries served, from regulated to high-risk.
Global
Coverage across multiple jurisdictions and currencies.
You work directly with Vellis — no intermediaries, no black boxes. From your first consultation to your live account, every step is handled by Vellis. You always know who owns your setup, who to call, and what happens next.
We operate cosmetic surgery clinics in three countries and see a significant number of international patients. Vellis gave us multi-currency processing and consolidated banking across all three markets — without the compliance headaches we'd had with every previous provider.
Medical Director, Cosmetic Surgery Group
Who We Work With
Vellis directly serves cosmetic surgery practices at every stage of growth.
Cosmetic surgery clinics
Managing high-value surgical deposits, patient financing and procedure payment plans.
Plastic surgery and reconstructive practices
Handling premium procedure billing and international patient payments.
Medical tourism destinations
Serving cross-border patients with multi-currency, high-value payment infrastructure.
Cosmetic surgery groups
Scaling across multiple locations with consolidated banking and payment needs.
How It Works
From first conversation to live infrastructure — handled directly by Vellis, start to finish.
Tell us about your business
Share your practice structure, surgical categories, patient payment model and growth plans. A real conversation with a Vellis specialist who understands the cosmetic surgery environment.
We build the right setup for you
Vellis designs a payment and banking configuration tailored to your procedure mix, international patient base and growth stage. A single-location practice and a multi-country cosmetic surgery group have different needs — your setup reflects that.
Go live on Vellis infrastructure
Onboarding is guided by Vellis end-to-end. Once live, you operate directly on our infrastructure — with a dedicated point of contact, full visibility over your setup, and no middlemen in the chain.
Stop letting payment infrastructure limit the procedures your practice can offer.
The global cosmetic surgery market is growing at over 12% a year. Your financial infrastructure should match that growth — not flag it as a risk. 500+ businesses already operate directly on Vellis.
FAQ
Cosmetic Surgery Practices
Vellis is a direct provider — not a broker, not a referral service. We provide payment processing and business banking directly to your business. No intermediaries, no black boxes. You always know who owns your setup, who to contact, and how your payments and accounts are structured.
Yes — it's common in this sector. Mainstream processors apply blanket healthcare restrictions to cosmetic surgery without reviewing the clinical credentials or regulatory profile of the practice. A previous refusal doesn't disqualify you. The only exception is if your business has been placed on a MATCH list.
Yes. Vellis operates globally, across any country that is not OFAC listed. We support cosmetic surgery practices serving both local and international patients across multiple markets.
Yes. From a single-surgeon practice to a multi-site cosmetic surgery group, the solution we build is always tailored to your structure, procedure mix and growth stage.
Mainstream processors can't assess cosmetic surgery practices properly — they apply blanket healthcare restrictions without reviewing clinical credentials. Vellis processes payments through infrastructure built for cosmetic surgery operations. Your profile is understood from the start. The only case where it would be difficult for us to help is if your business has been placed on a MATCH list.
Yes. Vellis supports deposit and pre-payment collection for cosmetic procedures — protecting procedure revenue without creating chargeback exposure. We handle the setup so it works reliably from day one.
Yes, depending on your practice management or billing software. If your platform supports automated payment triggers via API, Vellis processes those payments reliably on the other end.
Yes. Vellis supports payments in a wide range of currencies. International patients pay in their own currency, with live market rates applied — no hidden margins on top.
When a chargeback occurs, you have a direct point of contact at Vellis — not a generic support queue. We review the case with you and manage the process on your behalf.
Unfortunately, yes. Traditional banks apply generic criteria that weren't designed for high-value cosmetic surgery revenue models. Vellis accounts are managed by people who understand cosmetic surgery operations — your profile is expected and understood.
Yes. As long as the country is not OFAC listed, Vellis structures your accounts across markets from a single point of contact.
A Vellis account is structured around your practice — your surgical categories, patient financing model, entity structure and international presence. In practice: fewer unexpected reviews, faster resolution, and direct access to Vellis.
A real conversation — not a sales pitch. Format and timing are flexible: call, video or email, based on your preference. A Vellis specialist will ask about your practice structure, surgical categories, patient payment model, current payment and banking setup, and international patient volume. From there, you get a clear picture of what we'd recommend and what the process looks like. No pressure, no jargon, no commitment required.
For most businesses, the process is done within a couple of weeks. After your consultation, we give you a clear timeline based on your specific structure and jurisdiction — with no surprises mid-application.
Standard business documentation, plus any surgical licences, clinical registrations or regulatory authorisations relevant to your practice and jurisdiction. Vellis gives you a complete, tailored document list upfront.