Your Bank Wasn't Built For How You Work. Vellis Is.

Freelancers and independent professionals face payment delays, banking friction and cross-border transaction costs that generic providers aren't built to solve. Vellis provides payment processing and business banking directly - built for flexible income models, international clients and professional financial infrastructure.

No intermediaries. You work directly with Vellis.

A fast-growing workforce that mainstream financial infrastructure consistently underserves.

$ 0.1 T

Yet most banks still apply retail consumer logic to independent professionals with complex, international income flows.

25 %

The future of work is independent. Your financial infrastructure should match it.

50 %

Reliable payment infrastructure isn't a luxury for independent professionals - it's essential.

The Real Problem

Freelancers and independent professionals earn across borders, work across time zones and manage their own financial operations - in a financial system designed for employers, not for them. Here's what that costs you.

Getting paid by international clients is harder and more expensive than it should be.

Cross-border payments for freelancers come with hidden FX costs, unpredictable conversion rates and settlement delays that eat into your income. Receiving payments from clients in different currencies and different countries should be straightforward - but with generic providers, every international invoice carries a cost that wasn't in your quote.

Your income is irregular - and your bank treats that as a problem.

Freelance income doesn't follow a monthly salary pattern. Large project payments, retainer fees, milestone-based invoicing - these patterns are normal for independent professionals but trigger risk flags with banks and payment providers that expect predictable, regular income flows. Your account gets reviewed. Payments get delayed. And you spend time managing your bank instead of managing your business.

Standard banking infrastructure wasn't built for your business model.

Managing multiple client currencies, invoicing internationally, separating project income, tracking payments across clients - these are standard freelance operations that generic banking infrastructure handles poorly. You end up patching together multiple accounts, tools and workarounds to do what a single, properly structured setup should do.

Operating across multiple countries creates tax and banking complexity.

Freelancers who work internationally face a layer of financial complexity that standard providers don't address: which jurisdiction to bank in, how to manage multi-currency income, how to structure accounts for different client bases. Without the right infrastructure, international freelancing creates as many financial headaches as it does opportunities.

What Vellis Provides

Direct payment processing and business banking - built and operated by Vellis for the income profiles, international client bases and professional ambitions of freelancers and independent professionals.

Payment processing

Multi-currency payment acceptance

Get paid by international clients in their currency, with live market rates and no hidden conversion margins.

Professional invoicing and payment links

Send payment links and accept online payments from clients without a full e-commerce setup.

Fast international settlement

Receive cross-border payments without the delays and fees of generic international transfer infrastructure.

Chargeback & fraud monitoring

Basic protection calibrated to freelance and professional services transaction profiles.

Pay by Link

Send a payment link to any client, anywhere, for any project.

Business banking

Business accounts built for freelance income profiles

Irregular, multi-currency, project-based income understood and expected - not flagged.

Multi-currency account infrastructure

Hold, manage and convert income across currencies without unnecessary conversion at each step.

Fast onboarding

Get set up without the documentation burden designed for large corporate entities.

EMI & fintech-backed accounts

Access to Vellis-operated solutions that go beyond consumer banking for professional use.

Dedicated support

Access to real people who understand independent professional operations, not a generic helpdesk.

Pain Point to Outcome

What changes when your financial infrastructure actually fits your business.

Your current pain point

Hidden FX costs on international client payments

Bank flagging irregular income as suspicious

Settlement delays on cross-border payments

Managing multiple currencies across client projects

Generic banking not built for your business model

Complexity when working across multiple countries

What you get with Vellis

Multi-currency payment acceptance with live rates and no hidden margins.

Accounts built for freelance income profiles - irregular cadences expected and understood.

Faster international settlement through Vellis-operated infrastructure.

Multi-currency account infrastructure in one place.

Professional financial infrastructure designed for independent professionals.

Cross-border banking and payment infrastructure from a single point of contact.

Why Vellis

Built for flexible, internationally operating professionals - with the infrastructure to match.

100 +

Companies operating directly on Vellis infrastructure.

5 +

Industries served, from regulated to high-risk.

Global

Coverage across multiple jurisdictions and currencies.

You work directly with Vellis - no intermediaries, no black boxes. From your first consultation to your live account, every step is handled by Vellis. You always know who owns your setup, who to call, and what happens next.

I work with clients across Europe, the US and Asia. Vellis gave me a proper business banking and payment setup that handles multi-currency income without the hidden costs and delays I'd put up with for years.

S. Nakamura

Independent Creative Consultant

Who We Work With

Vellis directly serves freelancers and independent professionals across industries.

Creative and digital freelancers

Designers, developers, content creators and consultants working with international clients.

Independent consultants and advisors

Professionals managing multi-client relationships and project-based income across borders.

Freelance specialists in regulated fields

legal, financial, medical and technical professionals with complex invoicing needs.

Digital nomads

Independent professionals working across multiple countries with multi-currency banking needs.

How It Works

From first conversation to live infrastructure - handled directly by Vellis, start to finish.

1

Tell us about your business

Share your work structure, client base, income profile and banking needs. Not a generic form - a real conversation with a Vellis specialist who understands how independent professionals operate.

2

We build the right setup for you

Vellis designs a payment and banking configuration tailored to your income profile, client geography and professional setup. A single-currency local freelancer and a multi-currency international consultant have different needs - your setup reflects that.

3

Go live on Vellis infrastructure

Onboarding is guided by Vellis end-to-end. Once live, you operate directly on our infrastructure - with a dedicated point of contact, full visibility over your setup, and no middlemen in the chain.

Stop managing your finances around infrastructure that wasn't built for you.

The independent professional economy is growing fast. Your payment and banking infrastructure should work as hard as you do - not create friction at every step. 500+ businesses already operate directly on Vellis.

FAQ

Freelancers and Independent Professionals

Vellis is a direct provider - not a broker, not a referral service. We provide payment processing and business banking directly to your business. No intermediaries, no black boxes. You always know who owns your setup, who to contact, and how your payments and accounts are structured.

We work with both. Whether you operate as a sole trader, a limited company, or another business structure, Vellis builds a setup tailored to your actual situation. We'll confirm the right structure during your consultation.

Yes. Vellis operates globally, across any country that is not OFAC listed. We support independent professionals based anywhere in the world, including those with clients across multiple jurisdictions.

Yes. Whether you're setting up your first professional payment and banking infrastructure or restructuring an existing setup that no longer fits your operation, we build solutions tailored to where you are now and where you're going.

Vellis supports multi-currency payment acceptance so you can receive payments from international clients in their currency. Exchange rates reflect live market conditions - no hidden margins or opaque conversion fees applied on top.

Yes. Vellis supports Pay by Link - you can send a payment link to any client for any project, without needing a website or full checkout integration. Payment is collected online, directly to your Vellis account.

Settlement timelines depend on the payment method and currency involved. Vellis processes international payments through infrastructure designed for faster settlement than generic international transfer routes. We'll give you clear guidance on expected timelines during onboarding.

If a payment dispute arises, you have a direct point of contact at Vellis - not a generic support queue. We review the situation with you and help manage the process on your behalf.

Yes. Traditional banks apply generic criteria designed for regular, predictable income - freelance income patterns trigger flags that have nothing to do with any actual risk. Vellis accounts are built for irregular, project-based income profiles. Your payment cadence is expected and understood - not treated as an anomaly.

Yes. Vellis supports multi-currency account infrastructure so you can hold, manage and convert income across currencies without unnecessary conversion at every step.

A standard business bank account was designed for businesses with regular, predictable income and simple domestic operations. A Vellis account is structured around your actual profile - your income cadence, client geography, currency mix and professional setup. In practice: fewer unnecessary reviews, better currency handling, and direct access to Vellis rather than a generic support system.

A real conversation - not a sales pitch. Format and timing are flexible: call, video or email, based on your preference. A Vellis specialist will ask about your work structure, client base, income profile, current payment and banking setup, and international operations. From there, you get a clear picture of what we'd recommend and what the process looks like. No pressure, no jargon, no commitment required.

For most businesses, the process is done within a couple of weeks. After your consultation, we give you a clear timeline based on your specific structure and jurisdiction - with no surprises mid-application.

Standard identification and business documentation. For freelancers operating as a registered entity, we'll confirm exactly what's needed for your structure and jurisdiction. Vellis gives you a complete list upfront so there are no surprises mid-process.